Fixed Rate Mortgages
A fixed rate mortgage from Creative Mortgage Solutions is the most common and one of the most popular types of mortgages we offer to Tampa Bay and other Florida residents because the monthly payments for interest and principle never change for the entire life of the loan. Fixed rate mortgages are generally offered in 30 year, 20 year, 15 year, and even 10 year loan lengths and payments can be made bi-weekly as well as month to month. The interest rate on a fixed rate mortgage loan tends to be slightly higher than an adjustable rate loan but because the interest rate is fixed you never have to worry about it fluctuating. Contact one of our Creative Mortgage Solutions brokers at 813.888.9253 to find out which loan is right for you.
Reduce your payments! -Consolidate your Debt
Unpaid or slowly paid debts can have a detrimental effect on your credit rating and therefore your ability to obtain a home loan in Tampa Bay. In some cases our mortgage specialists at Creative Mortgage Solutions recommend that borrowers consolidate or completely pay off their debt prior to applying for a Tampa Bay mortgage. Debt consolidation will lower your monthly payments and can simultaneously increase your credit rating. If you are able to pay off your debt without the assistance of consolidation, this is another great way to improve your chances of being approved for a Tampa Bay home loan. Refinancing your original Tampa Bay mortgage or obtaining a new home equity loan in Tampa Bay may also be a financially practical way to relieve the burden of high monthly payments. It is important to research all options with your Tampa Bay mortgage broker at Creative Mortgage Solutions, (813) 888-9253.
Tampa Bay Real Estate Information
At Creative Mortgage Solutions we offer real estate information in Tampa Bay and many nearby cities. Below is a brief list of some key areas where we offer our services, please browse through the information given about the areas to help guide you in finding a great location. If the area you are currently searching for is not listed below, then please contact one of our mortgage and real estate professionals today at 813.888.9253.
